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Small business insurance shouldn't be difficult

Get a Quote & Save up to 40% in less than 2 minutes.

How it works

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About Your Business

Tell us about your business and what you do. Pick the type of policy you would like to get a quote on to get matched with different carriers.

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Compare Rates

Compare pricing across different coverage and product options to fit your company needs

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Finalize Policy

Connect with an agent online or on the phone to finalize your policy. Obtain certificates of insurance online and instantly 100% spam free.

What type of insurance do I need?

General Liability Insurance

Also known as commercial liability insurance, a general liability policy is important, because general contractors and landlords often require a policy before they hire you. The policy covers damages and legal costs associated with injury claims to customers and other people you don’t employ, damage to other people’s property that was caused by your business, and medical costs associated with these incidents. It also covers libel, slander, and copyright infringement.

Commercial Auto Insurance

If your company owns or leases vehicles, this policy protects the vehicles and drivers from any damage incurred during the course of business. Our commercial auto insurance policies are offered through a Berkshire Hathaway subsidiary.

Workers’ Compensation Insurance

This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury.

Property & Liability Insurance

Commonly referred to as a business owner’s policy (BOP), it combines general liability insurance with coverage for your company’s property. You’ll get protection for the building you own, space you lease, and any property needed to run your business, while also receiving coverage for things like business interruption. This can replace lost income, as well as cover other costs associated with getting your business back up and running, such as the use of a temporary location.

Professional Liability Insurance

Also known as errors and omissions (E&O) insurance, this policy could protect you from the cost of damages and legal fees when someone claims your professional service caused financial harm to them or their business. Coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). Professional liability insurance should be considered if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage.

Cyber Insurance

This coverage can be purchased as an add-on to a general liability, professional liability, or BOP policy. It helps cover costs related to system hacks or data security breaches in which sensitive information has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.

Why FLOFI for Small Business Insurance?


Quick, Easy, Online

Get a quote instantly online from dozens of top insurance carriers for multiple policy types


Big Savings

Save hundreds or even thousands of dollars by comparing rates across the board from hundreds of different insurance carriers.


On-Demand Agents

Professional on demand assistance. Speak with one of our licensed representatives about your policy and get personalized coverage recommendations.

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